At myPOS, we’re all about helping businesses grow and get paid. We make payments simple, smart, and accessible for everyone, but we’re more than just payment solutions - myPOS is a partner in growth. From free multicurrency accounts to powerful e-commerce tools, we’re here to support business owners of all sizes and everyone out there who dreams of starting their own business.

As we are expanding our team, we’re looking for In-House Lawyer/Legal Counsel (FinTech, Payments and Regulatory) to help us make a real difference in the Fintech industry. Ready to join us and shape the future of payments? Let’s make it happen!

About the role:

myPOS operates as a regulated e-money and payment services business, with two regulated entities: myPOS Ltd (Ireland) and myPOS Payments Ltd (UK).  In 2024 the myPOS Group was acquired by leading private equity firm Advent International and is on an exciting journey of rapid investment, expansion and scaling. 

The legal team at myPOS is high performing and highly regarded, supporting almost every aspect of myPOS’ fast-moving and innovative payments business including merchant acquiring and account services, card issuing, online acceptance, software, and merchant lending solutions.  

myPOS is looking to recruit a talented and experienced lawyer to join its legal team in Sofia.

The Legal Counsel will be a key member of the Legal team, reporting to Senior Legal Counsel.  This is a hands-on, business facing role with a broad remit across product, commercial, regulatory, procurement, privacy, corporate and dispute workstreams.

The Legal Counsel will provide pragmatic legal support to the business, helping to drive deals, manage contractual and regulatory risk, and develop new products in new markets.

What you’ll do:

• Draft and maintain customer-facing terms and notices for e-money and payment services, including account, acquiring, card and online acceptance features, as well as change-management and communications clauses (including product changes, fees, and termination);

• Provide legal support on regulatory issues affecting e-money, payments and financial services.  Partner with Compliance and Risk on PSD2/3-related questions, safeguarding, customer due diligence language, and interactions with regulators and scheme rules, ensuring legal advice is practical and operationally workable for the business;

• Draft, review and negotiate a wide range of commercial contracts, including B2B customer, partner, vendor and reseller agreements with a focus on strong liability protection and appropriate risk allocation, confidentiality, and clear service descriptions and SLAs;

• Support procurement and vendor management on ICT services contracting, ensuring DORA-aligned provisions are included (subcontracting controls, incident reporting, audit and access rights, business continuity, exit/transition, and resilience testing cooperation);

• Advise on GDPR/UK GDPR and privacy notices, data controller/processor roles, vendor DPAs, and lawful bases and disclosures, working closely with the DPO and security teams;

• Support handling of complaints, chargeback and negative-balance related escalations, pre-action correspondence, settlement negotiations, and coordination with external counsel where required; 

• Provide corporate and governance advice, including support for group structuring and M&A activity, as well as helping to manage numerous subsidiaries across several jurisdiction and assisting with policies and other governance related matters;

• Contribute to the development of internal legal templates, playbooks and processes to drive efficiency and consistency.

This role is perfect for you if you have: 

• Qualified legal practitioner (jursiconsult/lawyer/counsel) (or equivalent) in Bulgaria and/or England & Wales, with current good standing;

• 3 to 5+ years relevant experience in-house (fintech, payments, banking) and/or private practice with strong exposure to financial services;

• Strong drafting and negotiation skills for complex commercial contracts, including vendor and technology agreements;

• Experience advising on regulated product terms and customer documentation for payment/e-money services;

• Ability to spot and manage risk in liability, indemnity, confidentiality, audit/access, subcontracting, and exit provisions, and to translate legal advice into business decisions;

• Working knowledge of PSD2-type payment services frameworks, safeguarding concepts, and regulator expectations in a payments environment.  AML and other regulatory experience is also appreciated;

• Baseline familiarity with outsourcing/ICT risk requirements and operational resilience concepts (DORA-aligned contracting exposure is a strong plus);

• Strong ownership mindset, able to prioritize and deliver under pressure;

• Clear communicator who can advise non-lawyers in a practical and understandable way;

• Fluent English (written and spoken). Additional EU language(s) are beneficial.

Nice to have:

• Proficiency in French, German or Italian;

• Hands-on experience with card schemes, acquiring, chargebacks, and merchant risk topics;

• Experience supporting both UK and EU regulated entities in the same group structure;

• Experience implementing or negotiating DORA-style ICT contract addenda, including incident reporting timelines, audit rights, and exit plans;

• Template-building and enablement experience (clause libraries, NDA playbooks, contracting workflows);

• Experience with AMLD and other related legislation.

Why you should join myPOS:

• Vibrant international team operating in hi-tech environment;

• Annual salary reviews, promotions and performance bonuses;

• myPOS Academy for upskilling and training;

• Unlimited access to courses on LinkedIn Learning;

• Annual individual training and development budget;

• Refer a friend bonus as we know that working with friends is fun;

• Teambuilding, social activities and networks on a multi-national level.

What we offer:

• Excellent compensation package;

• 25 days annual paid leave (+1 day per year up to 30);

• Full “Luxury” package health insurance including dental care and optical glasses;

• Meal vouchers of 102.26 EUR per month;

• Fully covered Multisport card and transport pass for Sofia.;

• Free coffee, snacks and drinks at the office.

Who we are:

Since 2014 we’ve been all about making payments easier and more accessible for businesses of all shapes and sizes. Whether you’re at the counter, selling online, or on the move, we’ve got businesses covered with smart, accessible and affordable solutions that keep things easy.

Our mission? It’s simple. Help businesses get paid by taking advantage of modern tech and innovative ideas, so payment challenges are a thing of the past.

Pro tip:

Take it easy about meeting every requirement - this job description is just that, a job description! Even if you don’t tick every box, want you to apply anyway! This is your chance to grow, learn, and build your career with us. We value potential over perfection, and we are all about mutual growth!

Apply by filling in the form below and send your CV in English!

myPOS is committed to providing equal employment opportunities. All qualified candidates will be considered for employment without discrimination based on age, ancestry, colour, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances.

Your application will be confidentially reviewed in line with the General Data Protection Regulation (GDPR). Personal information will be used solely for the job application and will be stored for a period needed by the application process. Only short-listed candidates will be contacted. Good luck!